Welcome to Ascend Financial - A Remarkably Different Financial Advisory Firm!
Ascend Financial is an independent, fee-only financial planning and investment consulting firm. We are committed to providing objective and actionable financial advice in a conflict-free and transparent environment. Our mission is to equip and inspire you to have confidence in your financial decisions today, and peace of mind about your financial future.
UNIQUE & PERSONAL
At Ascend Financial, we take a different approach. We believe that the delivery of most financial advice is upside down. You need a "big picture" plan before you need investment recommendations.
Financial Planning should be about more than selling you a financial product. Financial Planning should be about your life, your goals, your legacy. Your life is unique. Your values and goals are personal.
At Ascend Financial, we listen carefully, then tailor objective and actionable financial advice to help you achieve your personal goals.
OBJECTIVITY & INTEGRITY
Ascend Financial is an independent, fee-only financial planning and Registered Investment Advisor firm. Registered Investment Advisors (RIAs) are held to a higher professional fiduciary standard.
A fiduciary is legally bound to put your best interest above their own. While you might think that all financial service providers are fiduciaries, most are not. This important distinction is not commonly understand by the investing public.
When you work with Ascend Financial, you can be assured that you receive unbiased advice - always in your best interest! We serve as a financial coach and advocate; partnering with you to achieve your financial goals.
THE LOW FEE ADVANTAGE
We provide independent and conflict-free financial guidance, without investment management requirements or financial product sales. For clients who desire investment consulting, we strive to keep more of your money working for you through recommending tax-efficient strategies and low cost mutual funds and ETF's.
On average, an investor pays fees equal to 2 to 3% of the investment balance in fees (assets under management fees, commissions, mutual fund fees, etc.) Fees are normally deducted directly from your account, and many people are completely unaware that they are paying such high fees. We are unique in the industry in that we have chosen to make our fees completely transparent through offering hourly financial advice.
We are committed to helping to keep your total investment costs low, so that you benefit from the income and growth of your hard earned savings. A small difference in fees and taxes paid can amount to a huge difference in your retirement nest egg, when compounded over an investing lifetime.
Advisor. Coach. Mentor. Guide.
Yes, it’s a big responsibility - and not one that we take lightly.
You will be making crucial decisions based on the level of trust, wisdom, and discernment of your financial advisor. We hope that you will consider carefully both the credentials and the philosophy of the advisor who will have the privilege of serving you.
We believe that our approach to providing professional and personalized guidance utilizing personalized, tax-efficient strategies and low cost mutual funds and ETF's -not a cookie cutter computer generated report - provides you with an unbeatable value.
We are always happy to answer your questions about Ascend Financial, and invite you to Contact Us to learn how we can help you achieve your financial goals...and peace of mind.